VC at Spark Capital where I focus on disruptive Internet & mobile investments, Husband to Hilary Koyfman, insatiably curious, strategy junkie, brand & design obsessive, art lover.
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As meditators, we had prepared for this – how to move the energy up from the belly and into the heart and out through the head. I have never seen an expression as full of wonder as Lou’s as he died. His hands were doing the water-flowing 21-form of tai chi. His eyes were wide open. I was holding in my arms the person I loved the most in the world, and talking to him as he died. His heart stopped. He wasn’t afraid. I had gotten to walk with him to the end of the world. Life – so beautiful, painful and dazzling – does not get better than that. And death? I believe that the purpose of death is the release of love.

Laurie Anderson’s Farewell to Lou Reed | Music News | Rolling Stone

One of the more touching things I have read in some time.

South Fork / North Fork
South Fork / North Fork

South Fork / North Fork

Happy anniversary @hilarykoyfman! Can’t believe it’s been a year already. I love you! (at North Fork Table & Inn)
Happy anniversary @hilarykoyfman! Can’t believe it’s been a year already. I love you! (at North Fork Table & Inn)

Happy anniversary @hilarykoyfman! Can’t believe it’s been a year already. I love you! (at North Fork Table & Inn)

Spark’s Investment in Plaid

After the crisis of 2008, it became abundantly clear that our staid financial institutions needed reinventing. So, as they do, talented entrepreneurs got to work. We are now seeing the first wave of post-crisis innovation starting to bear fruit across lending (e.g. p2p), investing (e.g. crowdfunding), payments (e.g. simple api’s) and other key financial services categories. But we are just getting started. 

I am convinced that we will see sweeping changes to our financial system and its institutions over the coming years. Although the financial services industry has typically been a laggard, it can’t hold on forever. Technology will fundamentally change this industry, like it does all others. In order to realize this vision however, the proper infrastructure needs to be in place. 

Enter Plaid, a new service founded by Zach Perret & William Hockey that I am thrilled to announce Spark’s investment in today. Plaid is a modern API for banking and credit card data that provides developers with a clean, categorized view of user transactions and account balances. In addition to making financial data actionable and accessible, Plaid connects every transaction with a clean merchant name, address, and category.

By focusing on simple integration and high-quality data, Plaid enables developers to programmatically interact with core banking infrastructure and build applications that leverage financial data. Financial technology has always had significant barriers to entry, but with a modern API and rich, contextual data, Plaid is helping developers transform the way consumers and businesses utilize financial information.

In doing so, Plaid is enabling the developer community to create the next generation of companies. The company has seen significant early traction within accounting, tax, expense, and lending; however, as the platform has grown, developers have begun using Plaid across a number of other verticals that we never would have expected.

Zach & William have created a service with Plaid that has the potential to serve as the backbone for a new wave of financial innovation, and I’m excited to see what’s next!

Arcade Fire, Reflektor

If there’s any broader issue I have with the Valley,” Karp says, it’s that “you’d have to be out of your mind to live in Palo Alto.

Disclosure, When A Fire Starts To Burn

Can’t get this song out of my head!

Dan Flavin (at The Chinati Foundation)
Dan Flavin (at The Chinati Foundation)

Dan Flavin (at The Chinati Foundation)

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